Important Disclaimers

Past performance does not guarantee future results

Financial planning involves risk. Your financial situation may change, and outcomes cannot be guaranteed

Get to know the important information about using our financial planning subscription service. This disclaimer outlines the terms and conditions that apply to your use of felorandivo.com

General Information Disclaimer

The information provided through our subscription service is for general informational purposes only. While we strive to provide accurate and up-to-date financial planning guidance, the content should not be considered as specific financial advice tailored to your individual circumstances. Results may vary based on personal financial situations, market conditions, and individual commitment to recommended strategies

Limitation of Liability

By using our subscription service, you acknowledge and agree to the following limitations on our liability

  • We shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our financial planning service
  • Our total liability for any claims related to our subscription service shall not exceed the amount you paid for your subscription in the 12 months preceding the claim
  • We are not responsible for any financial losses resulting from market fluctuations, economic changes, or external factors beyond our control
  • We make no warranties regarding the accuracy, completeness, or timeliness of the information provided through our subscription service

Information Accuracy and Currency

While we make every effort to ensure the accuracy and currency of information provided through our subscription service, financial regulations, tax laws, and market conditions change frequently. We recommend verifying all information with qualified professionals before making financial decisions

Information is current as of the date provided and subject to change without notice

Professional Advice Disclaimer

Our subscription service provides general financial planning guidance and should not replace professional advice from licensed financial advisors, accountants, or legal professionals. Always consult with qualified professionals for advice specific to your circumstances

External Links and Third-Party Content

Our service may contain links to external websites or reference third-party resources. We are not responsible for the content, accuracy, or policies of external sites. Use of third-party resources is at your own discretion and risk

No Guarantees of Outcomes

We do not guarantee specific financial outcomes, returns, or results from using our subscription service. Financial success depends on many factors including market conditions, personal circumstances, and individual actions taken based on our guidance

Individual results may vary

User Indemnification

You agree to indemnify and hold harmless felorandivo, its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our subscription service or violation of these terms

Governing Law and Jurisdiction

This disclaimer and your use of our service are governed by Australian law

Governing Law: These terms are governed by and construed in accordance with the laws of Australia

Jurisdiction: Any disputes arising from your use of our service shall be subject to the exclusive jurisdiction of Australian courts

State and territory laws may also apply depending on your location within Australia

Changes to This Disclaimer

We reserve the right to update this disclaimer at any time. Changes will be posted on our website with an updated effective date. Continued use of our subscription service after changes constitutes acceptance of the revised disclaimer

Acceptance of Terms

By subscribing to and using our financial planning service, you acknowledge that you have read, understood, and agree to be bound by this disclaimer and all applicable terms and conditions

Contact Information

If you have questions about this disclaimer or our subscription service, please contact us using the information below

Email: contact@felorandivo.com

Phone: +61-263-005-048

Address: 142 Collins Street, Melbourne VIC 3000

Last updated: August 20, 2025

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